Commercial Insurance Risk Management Strategies

Experienced commercial insurance brokers can help you identify the risks in your business and present insurable alternatives to reduce or eliminate those risks.

 

Anyone operating a business, whether it's home-based or a large industrial operation, requires commercial insurance as part of an overall risk management strategy.  

Every business has unique requirements

 

Your commercial insurance should be designed to protect against the most prevalent risks in your business. Excel Sheppard Insurance can help you itemize and quantify those risks, and determine the level of coverage you should consider.

One of our experienced commercial insurance brokers can help you read the risks in your business, advise you on how to reduce some of the more manageable exposures and suggest an insurance mix that takes your risk tolerance and financial situation into account.

 

Brief Explanation - Commercial Insurance Products

For a brief explanation about Sheppard's insurance products please choose a title below. For a more comprehensive explanation of each product one of our brokers would be please to help you.

Bonding
Contract Surety, Bid and Final Bonds, Labour & Material Bonds...
Cargo
Your air, land or ocean shipments should be properly...
Commercial Automobile and Fleet
Whether you operate a business with two vehicles or...
Commercial Aviation
Our aviation experts can help you with the appropriate...
Commercial General Liability
Commonly thought of as the "slip and fall" coverage...
Commercial Property and Contents
This insurance covers your building, contents, stock and...
Commercial Umbrella and Excess Liability
Coverage under an umbrella or excess policy provides...
Condominium Corporations
Insurance on Condominium Corporations must comply...
Course of Construction
"Course of Construction” can also be called Builders Risk...
Directors and Officers Liability
Directors & Officers liability insures corporate directors...
Employment Practices Liability
This insurance covers your company, the directors and...
Equipment Breakdown Insurance
Equipment Breakdown insurance is a form of property...
Event Liability
Cancellation of event insurance is designed to provide coverage...
Garage
Garages can be considered automobile dealers...
Home Based Business
Your Homeowners policy may not extend to cover...
IT Specialty Companies
If your IT business is providing consulting service
Kidnap / Ransom
Kidnap, Ransom & Extortion Insurance provides coverage...
Liability Coverages, including liquor liability
Special liability coverages including Liquor Liability are...
Long Haul Trucking
Whether you are an owner/operator or run a fleet...
Marine
Coverage is available for goods in transit, and for...
Non - Profit Organizations
As a Non-Profit Organization, your insurance needs...
Pollution Liability
Pollution liability exposures can arise from many different...
Professional Liability
As a professional, your insurance needs are very specialized...
Rented Dwellings
As an owner of dwellings rented to others...
Retailer's, Manufacturer's, Contractor's and Small Business Package Policies
Many insurers offer package policies specially...
Special Event / Fairs / Festivals
Special events may not be covered under the standard...

Dedicated to providing quality insurance products

We aim to establish a long-term partnership based on respect and trust with clients, suppliers and employees.